ARIFI, E. A. . EFFECT OF AUTOMATED TELLER MACHINES AND BANK BRANCHES ON THE PROFITABILITY OF BANKING BUSINESSES: EVIDENCE FROM KOSOVO AND NORTH MACEDONIA. Journal of Liberty and International Affairs, [S. l.], v. 9, n. 3, p. 154-170, 2023. DOI: 10.47305/JLIA2393136a. Disponível em: https://www.e-jlia.com/index.php/jlia/article/view/1195. Acesso em: 24 may. 2024.